9/10的英国人身负债务
文章来源:未知 文章作者:meng 发布时间:2010-12-05 06:18 字体: [ ]  进入论坛
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Nine out of 10 people have run up unsecured debt and many fear they will never be able to pay back what they owe, a survey has claimed.

一项调查称,十分之九的英国人背负无抵押债务,许多人担心会永远无法偿清自己的债务。

Around 89pc of people aged1 between 18 and 35 said they owed money on a credit card, loan or overdraft2(透支) , the research showed.

A third of people admitted they did not think they would ever be debt-free, 54pc of whom said they would always need to borrow money in order to fund the lifestyle they wanted.

One in five of these people also claimed they were not worried about the possibility of their debts being passed on to their next of kin3(近亲) if they died before they were repaid.

Just over half who owed money said they did not feel in control of their debt, with 8pc admitting they had needed to ask for help with repayments4 from a friend or family member. Eight out of 10 people also told the research for discount website MyVoucherCodes.co.uk that they thought it was too easy to borrow money through their bank or on credit cards.

Farhad Farhadi, MyVoucherCodes.co.uk's personal finance expert, said: "The majority of British adults owe money in some way, shape or form, but to see that almost a third think they'll never be free from debt is quite alarming.

"When borrowing money from any source, how you are going to repay it should always be in the back of your mind.

"A lot of people don't really think about the consequences of borrowing money and it can be easy to get complacent5(自满的,得意的) , but keeping it all under control should be a priority from the off. Only borrow what you really think you can afford to pay back."



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1 aged 6zWzdI     
adj.年老的,陈年的
参考例句:
  • He had put on weight and aged a little.他胖了,也老点了。
  • He is aged,but his memory is still good.他已年老,然而记忆力还好。
2 overdraft 3m3z5T     
n.透支,透支额
参考例句:
  • Her bank warned that unless she repaid the overdraft she could face legal action.银行警告她如果不偿还透支钱款,她将面临诉讼。
  • An overdraft results when a note discounted at a bank is not met when due.银行贴现的支票到期而未能支付就成为透支。
3 kin 22Zxv     
n.家族,亲属,血缘关系;adj.亲属关系的,同类的
参考例句:
  • He comes of good kin.他出身好。
  • She has gone to live with her husband's kin.她住到丈夫的亲戚家里去了。
4 repayments f8b697bfb3107d78e4b040d051ee8608     
偿还,报答,偿付的钱物( repayment的名词复数 )
参考例句:
  • The repayments of the loan are spread over 10 years. 贷款可在十年内分期偿还。
  • The repayments of the loan are spread over 25 years. 这笔贷款分摊二十五年偿还。
5 complacent JbzyW     
adj.自满的;自鸣得意的
参考例句:
  • We must not become complacent the moment we have some success.我们决不能一见成绩就自满起来。
  • She was complacent about her achievements.她对自己的成绩沾沾自喜。
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