The Lloyd's of London insurance market has insured the nose of a leading wine maker¹ and taster for 5 million euros ($7.9 million), covering the Bordeaux producer against the loss of his nose and sense of smell.
 
The Lloyd's of London insurance market has insured the nose of a leading wine maker and taster for 5 million euros ($7.9 million), covering the Bordeaux producer against the loss of his nose and sense of smell.

Lloyd's is famous for creating policies for giant corporations but also for insuring celebrity² limbs, from Fred Astaire's legs to the hands of Rolling Stones' Keith Richards.

It said on Tuesday that Ilja Gort, the Dutch owner of Chateau³ de la Garde in Bordeaux, producer of Tulipe Wines, said his nose could distinguish millions of different scents⁴ and was essential to guarantee the quality of his wines.

"The nose and sense of smell of a winemaker are as important as the fingers of a chef," Jonathan Thomas, lead underwriter at Watkins Syndicate who co-insured the policy.

Lloyds worked with Allianz Nederland and British reinsurance broker⁵ Benfield to create the policy, co-insured by Watkins.

Gort's will not be the first nose insured by Lloyd's, which famously insured U.S. comedian⁶ Jimmy Durante's trademark⁷. It also insures the taste buds of restaurateur Egon Ronay.

 
近日，伦敦“劳合社”为一位知名酿酒师兼品酒师的鼻子上了500万欧元（合790万美元）的保险，如这位波尔多酿酒师的鼻子受伤或丧失嗅觉即可获得赔偿。

劳合社在业内享有盛名，它不仅为大型集团设计保单，还能为名人身体的“重要部位”提供保险，弗莱德•亚斯坦（舞蹈家）的腿和滚石乐队凯斯•理查兹的手就是他们的“保户”。

该公司于本周二称，波尔多丽嘉庄园主伊尔加•高特的鼻子能够分辨上百万种味道，这为他的葡萄酒品质提供了重要保障。“郁金香葡萄酒”就是这位荷兰人酿造出来的。

这笔保险的共保人、沃特金斯“辛迪加”的首席保险人乔纳森•托马斯说：“酿酒师的鼻子和嗅觉与厨师的手指一样重要。”

劳合社与荷兰的安联保险及英国的再保险经纪人本菲尔德合作，共同设计了这份保单，并由沃特金斯集团共同承保。

高特的鼻子并不是劳合社承保的第一个鼻子，此前，劳合社曾为美国喜剧演员吉米•杜兰特的“招牌鼻子”上过保险。此外，该公司还为食评家艾戈•罗内的味蕾上过保险。

Vocabulary:

Lloyd's of London insurance market:又称“劳埃德保险社”，从劳埃德咖啡馆演变而来，为英国最大的保险组织；“劳合社”本身是个社团，更确切地说是一个保险市场，与纽约证券交易所相似，但只向其成员提供交易场所和有关的服务，本身并不承保业务。

cover...against:给...保险;使免受损失

underwriter:保险商；提供保险者