Chinese public change financial management ideas |
文章来源： 文章作者： 发布时间：2007-03-30 06:48 字体： [ 大 中 小] 进入论坛 |
(单词翻译:双击或拖选)
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Chinanews, Beijing, Mar1. 28 – Various types of funds are selling like hot cakes in the securities market, which shows that Chinese public has taken a fundamental change in their idea of financial management. However, it should be noted2 that many Chinese people buy such funding products without the basic financial knowledge and their buying behaviors are somewhat irrational3, the International Finance News reported.
Since the first trading day after the Spring Festival, there has been a panic purchase of funds and treasury4 bonds among residents. Staff in banks and securities companies have already got used to the hot sales. Most of these funds and treasury bonds, which will allow buyers to subscribe5 for one month, are usually sold out on their first day of issuance.
“More and more Chinese people now buy these funding products, which shows that Chinese people’s idea of financial management has taken a fundamental change. Compared with the mature market in developed countries, the funding market in China still has great potential for development,” said Guo Peng, a financial analyst6 in Bohai Securities Company.
Many Chinese people used to put their money in banks. However, the rapid rise of the housing prices in real estate market last year made many Chinese people realize that compared with the fast rise of the value of investment products, the earnings7 made in banks were too small. Many Chinese people have started to look for new ways to manage their assets, said Huang Fuguang, a professor at the School of Financing Management of Nankai University.
However, some insiders warn that the hot sales of funding products reflect some people’s irrational behavior. Many people buy these products without much knowledge of the potential risks involved. They bought it only because they heard their friends or relatives say that the products were profitable. Many buyers actually didn’t know what funding products were about.
点击  收听单词发音
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1
mar
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| vt.破坏，毁坏，弄糟 |
参考例句： |
- It was not the custom for elderly people to mar the picnics with their presence.大人们照例不参加这样的野餐以免扫兴。
- Such a marriage might mar your career.这样的婚姻说不定会毁了你的一生。
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2
noted
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| adj.著名的，知名的 |
参考例句： |
- The local hotel is noted for its good table.当地的那家酒店以餐食精美而著称。
- Jim is noted for arriving late for work.吉姆上班迟到出了名。
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3
irrational
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| adj.无理性的，失去理性的 |
参考例句： |
- After taking the drug she became completely irrational.她在吸毒后变得完全失去了理性。
- There are also signs of irrational exuberance among some investors.在某些投资者中是存在非理性繁荣的征象的。
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4
treasury
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| n.宝库；国库，金库；文库 |
参考例句： |
- The Treasury was opposed in principle to the proposals.财政部原则上反对这些提案。
- This book is a treasury of useful information.这本书是有价值的信息宝库。
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5
subscribe
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| vi.(to)订阅，订购；同意；vt.捐助，赞助 |
参考例句： |
- I heartily subscribe to that sentiment.我十分赞同那个观点。
- The magazine is trying to get more readers to subscribe.该杂志正大力发展新订户。
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6
analyst
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| n.分析家，化验员；心理分析学家 |
参考例句： |
- What can you contribute to the position of a market analyst?你有什么技能可有助于市场分析员的职务？
- The analyst is required to interpolate values between standards.分析人员需要在这些标准中插入一些值。
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7
earnings
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| n.工资收人；利润，利益，所得 |
参考例句： |
- That old man lives on the earnings of his daughter.那个老人靠他女儿的收入维持生活。
- Last year there was a 20% decrease in his earnings.去年他的收入减少了20%。
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