（1）一粥一饭，当思来之不易。
半丝半缕，恒念物力维艰。
The growing of rice and of grain
Think on whenever you dine;
Remember how silk is obtained
Which keeps you warm and looks fine.

（2）宜未雨而绸缪，勿临渴而掘井。
In periods of drought
Wise birds mend their nest
So when the clouds burst
They snugly¹ may rest;
Never be the fool
Who starts to dig a well in the ground
When he wants a drink of water
And water can’t be found.

（3）与肩挑贸易毋占便宜，
与贫苦亲邻须加温恤。
Bargain you not with the traveler who vends;
Share of your wealth with your neighbors and friends.

（4）居家戒争讼，讼则终凶；
处世戒多言，言多必失。
Don’t take into court your family disputes,
Unpleasant endings emerge from lawsuits;
To comport² yourself well in society,
Restrain loose tongue’s impropriety.

（5）勿恃权势而凌孤寡；
勿贪口腹而恣杀性。
Use not your bow and arrow
To bully³ orphan⁴ and widow.
Do not dumb animals slaughter⁵ at will
Your appetite greedy to over fulfill⁶.

（6）乖僻自是，悔悟必多；
颓惰自甘，家园终替。
Egocentric people grow
Much regret and sorrow;
Lazy, slothful people sow
Poverty tomorrow.

（7）施惠勿念；受恩莫忘。
In proclaiming your virtues⁷ go slow;
And be mindful of mercy you own.

（8）凡事当留余地，
得意不宜再往。
Leave room for retreat
When trying new feat⁸.
You will try, try in vain
To repeat windfall gain.

（9）人有喜庆，不可生忌妒心；
人有祸患，不可生欣幸心。
Don’t envy other’s success;
Don’t gloat o’er other’s distress⁹.
(注：o’er即over，为了译文的音律而采用缩略的形式)

（10）善欲人见，不是真善；
恶恐人知，便是大恶。
To brag¹⁰ of the good you have done
Will never impress anyone.
Personal scandals you try hard to hide
Will soon be known far and wide.