夫妻共用账户存钱越多 婚姻越幸福
文章来源:未知 文章作者:enread 发布时间:2013-10-25 05:34 字体: [ ]  进入论坛
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In Bloomberg View, Megan McArdle discusses new research that shows that the more couples pool their money, the happier their marriage is.

据《彭博观点》报道,梅甘·麦卡德尔在他的新研究中发现:夫妻共同为家庭账户存的钱越多,他们的婚姻越幸福。
 
These effects seem to peter out(逐渐消失) at some very high level—if you keep 5 percent of your income to yourself in order to have a little bit of discretionary spending(可自由支配开支), it won't make you any less happy than you'd be if you pool 100 percent. But people who pool 80 percent are happier than those who pool 70 percent, and so on. People who keep it all to themselves are the least happy. 
 
McArdle cops to(接受,承认) possible selection bias1 (if you don't trust your spouse2, you're not going to be pooling money), but also notes that couples that don't pool their earnings3 fight more about money. That's not exactly what I found when I surveyed almost 6,000 Slate4 readers for my Home Economics project. I didn't ask about happiness specifically, but I did ask about how often couples fought about money. There were negligible differences in the amount of fighting among couples that pooled all their money, some of their money, and none of their money.
 
But I did find that the longer couples were together, the more likely they were to pool their money, and I do think, based on my quantitative5 and qualitative6 look at these couples, that if you have children, keeping money entirely7 separate will lead to a lot of unnecessary stress. A child is the ultimate shared responsibility, and if you have to hash it out every time your kid needs new shoes, that's going to create stress.
 
It's also bad for women in heterosexual unions, because they end up paying for the lion's share of kid expenses when couples keep their money separate. British sociologist8 Jan Pahl found that mothers were paying for 85 percent of their children's clothes and 78 percent of their child care and school expenses, while fathers paid for 73 percent of the family's alcohol and 69 percent of their car expenses. Pahl writes:
 
We do not actually know whether payments for childcare come from joint9 accounts or individual accounts, but it is clear that typically women pay the costs of children, in the sense that they hand over the money or pay the bill. This does not matter if all the money coming into the household is pooled in a joint account to which both partners have access. However, it may be a very different story if the partners keep their finances separately and there is no expectation of sharing, either in income or spending.
 
That makes sense. As does the overall notion that couples that don't pool any money are less happy than couples that do. But that blanket statement doesn't account for the intricate nuances of how different kinds of couples manage their money and their relationships. I buy that pooling money is the best for a 40-year-old couple on their first marriage with two kids. But a couple of retirees on their second marriage, with no shared children? I'm not so sure.


点击收听单词发音收听单词发音  

1 bias 0QByQ     
n.偏见,偏心,偏袒;vt.使有偏见
参考例句:
  • They are accusing the teacher of political bias in his marking.他们在指控那名教师打分数有政治偏见。
  • He had a bias toward the plan.他对这项计划有偏见。
2 spouse Ah6yK     
n.配偶(指夫或妻)
参考例句:
  • Her spouse will come to see her on Sunday.她的丈夫星期天要来看她。
  • What is the best way to keep your spouse happy in the marriage?在婚姻中保持配偶幸福的最好方法是什么?
3 earnings rrWxJ     
n.工资收人;利润,利益,所得
参考例句:
  • That old man lives on the earnings of his daughter.那个老人靠他女儿的收入维持生活。
  • Last year there was a 20% decrease in his earnings.去年他的收入减少了20%。
4 slate uEfzI     
n.板岩,石板,石片,石板色,候选人名单;adj.暗蓝灰色的,含板岩的;vt.用石板覆盖,痛打,提名,预订
参考例句:
  • The nominating committee laid its slate before the board.提名委员会把候选人名单提交全体委员会讨论。
  • What kind of job uses stained wood and slate? 什么工作会接触木头污浊和石板呢?
5 quantitative TCpyg     
adj.数量的,定量的
参考例句:
  • He said it was only a quantitative difference.他说这仅仅是数量上的差别。
  • We need to do some quantitative analysis of the drugs.我们对药物要进行定量分析。
6 qualitative JC4yi     
adj.性质上的,质的,定性的
参考例句:
  • There are qualitative differences in the way children and adults think.孩子和成年人的思维方式有质的不同。
  • Arms races have a quantitative and a qualitative aspects.军备竞赛具有数量和质量两个方面。
7 entirely entirely     
ad.全部地,完整地;完全地,彻底地
参考例句:
  • The fire was entirely caused by their neglect of duty. 那场火灾完全是由于他们失职而引起的。
  • His life was entirely given up to the educational work. 他的一生统统献给了教育工作。
8 sociologist 2wSwo     
n.研究社会学的人,社会学家
参考例句:
  • His mother was a sociologist,researching socialism.他的母亲是个社会学家,研究社会主义。
  • Max Weber is a great and outstanding sociologist.马克斯·韦伯是一位伟大的、杰出的社会学家。
9 joint m3lx4     
adj.联合的,共同的;n.关节,接合处;v.连接,贴合
参考例句:
  • I had a bad fall,which put my shoulder out of joint.我重重地摔了一跤,肩膀脫臼了。
  • We wrote a letter in joint names.我们联名写了封信。
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