奥巴马讲话 敦促国会批准消费者金融保护局局长提名
文章来源:未知 文章作者:enread 发布时间:2013-07-28 03:34 字体: [ ]  进入论坛
(单词翻译:双击或拖选)
Hi, everybody.
 
Three years ago this weekend, we put in place tough new rules of the road for the financial sector1 so that irresponsible behavior on the part of the few could never again cause a crisis that harms millions of middle-class families.
 
As part of that reform, we set up the Consumer Financial Protection Bureau, the first-ever independent consumer watchdog with one job: to protect families from that sort of behavior.
 
Two years ago, I nominated a man named Rich Cordray, a former attorney general from Ohio, to run this consumer protection bureau. But Republicans in the Senate refused to give him a simple up-or-down vote, not because they didn't think he was the right person for the job, but because they didn't like the law that set up the consumer watchdog in the first place.
 
So last year, I acted on my own to put him in charge, because without a director, the CFPB couldn't use all the tools at its disposal to protect consumers from shady mortgage lenders, or unscrupulous credit reporting agencies, or predatory lenders who targeted veterans and seniors.
 
And I'm pleased to say that he was finally confirmed this week by a bipartisan vote. Because of the work that's been done at the CFPB over the past two years, today, mortgage lenders, student lenders, payday lenders, and credit reporting and debt collection agencies all face greater scrutiny2.
 
And if they don't play by the rules, you now have somewhere to go to get some measure of justice.
 
In fact, the CFPB has already addressed more than 175,000 complaints from every state. Today, as part of the CFPB'sKnow Before You Oweefforts, students and their parents can get a simple report with the information they need to make informed decisions before taking out student loans-and more than 700 colleges have stepped up to make this information clear and transparent3.
 
And if you've noticed that some credit card forms are actually easier to understand than they used to be, that's because of the work that Rich's team and others in the Administration have done.
 
Today, veterans have the tools they need to defend against dishonest lenders and mortgage brokers4 who try to prey5 on them when they come home. Seniors are better protected from someone who sees their homes or retirement6 savings7 as an easy target.
And thanks to the hard work of folks at the CFPB, so far six million Americans have gotten more than $400 million in refunds8 from companies that engaged in unscrupulous practices.
 
That's money we didn't have the power to recover before. You know, we've come a long way over the past four and a half years. Our economy's growing. Our businesses have created 7.2 million new jobs in the past 40 months.We've locked in new safeguards to protect against another crisis and end bailouts for good.
 
And even though more work remains9, our financial system is more fair and much more sound than it was. We've still got a long way to go to restore the sense of security that too many middle-class families are still fighting to rebuild.
 
But if we keep moving forward with our eyes fixed10 on that North Star of a growing middle class, then I'm confident we'll get to where we need to go.
 
Thanks, and have a great weekend.


点击收听单词发音收听单词发音  

1 sector yjczYn     
n.部门,部分;防御地段,防区;扇形
参考例句:
  • The export sector will aid the economic recovery. 出口产业将促进经济复苏。
  • The enemy have attacked the British sector.敌人已进攻英国防区。
2 scrutiny ZDgz6     
n.详细检查,仔细观察
参考例句:
  • His work looks all right,but it will not bear scrutiny.他的工作似乎很好,但是经不起仔细检查。
  • Few wives in their forties can weather such a scrutiny.很少年过四十的妻子经得起这么仔细的观察。
3 transparent Smhwx     
adj.明显的,无疑的;透明的
参考例句:
  • The water is so transparent that we can see the fishes swimming.水清澈透明,可以看到鱼儿游来游去。
  • The window glass is transparent.窗玻璃是透明的。
4 brokers 75d889d756f7fbea24ad402e01a65b20     
n.(股票、外币等)经纪人( broker的名词复数 );中间人;代理商;(订合同的)中人v.做掮客(或中人等)( broker的第三人称单数 );作为权力经纪人进行谈判;以中间人等身份安排…
参考例句:
  • The firm in question was Alsbery & Co., whiskey brokers. 那家公司叫阿尔斯伯里公司,经销威士忌。 来自英汉文学 - 嘉莉妹妹
  • From time to time a telephone would ring in the brokers' offices. 那两排经纪人房间里不时响着叮令的电话。 来自子夜部分
5 prey g1czH     
n.被掠食者,牺牲者,掠食;v.捕食,掠夺,折磨
参考例句:
  • Stronger animals prey on weaker ones.弱肉强食。
  • The lion was hunting for its prey.狮子在寻找猎物。
6 retirement TWoxH     
n.退休,退职
参考例句:
  • She wanted to enjoy her retirement without being beset by financial worries.她想享受退休生活而不必为金钱担忧。
  • I have to put everything away for my retirement.我必须把一切都积蓄起来以便退休后用。
7 savings ZjbzGu     
n.存款,储蓄
参考例句:
  • I can't afford the vacation,for it would eat up my savings.我度不起假,那样会把我的积蓄用光的。
  • By this time he had used up all his savings.到这时,他的存款已全部用完。
8 refunds 0084ff716402199f733f841f5937d3ae     
n.归还,偿还额,退款( refund的名词复数 )v.归还,退还( refund的第三人称单数 )
参考例句:
  • Tomorrow he would return them to the store and claim refunds. 明天他要把它们退还给商店并要求退款。 来自辞典例句
  • The new method means that taxpayers get refunds much faster. 这种新办法意味着纳税人可以较快地领到退还款。 来自辞典例句
9 remains 1kMzTy     
n.剩余物,残留物;遗体,遗迹
参考例句:
  • He ate the remains of food hungrily.他狼吞虎咽地吃剩余的食物。
  • The remains of the meal were fed to the dog.残羹剩饭喂狗了。
10 fixed JsKzzj     
adj.固定的,不变的,准备好的;(计算机)固定的
参考例句:
  • Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗?
  • Once the aim is fixed,we should not change it arbitrarily.目标一旦确定,我们就不应该随意改变。
TAG标签: crisis financial sonsumer
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