What can you do using the personal settlement account?

时间：2007-04-07 01:58:37

（单词翻译:单击）

According to the unified1 regulation of PBC, the following businesses must be handled at banks through the personal settlement account:
-Accepting inward fund transfer from any other person or unit （such as agency salary payment account, accepting remittance2 from any other person or unit）;
-Money transfer from any other account under its own name （including its own current saving account and settlement account）;
-Outward account transfer and remittance （money transfer to any other person or unit）;
-Credit card consumption （consumption and online shopping through Peony Money Link Card or "Elite3 Club" account card）;
-Payment of charges （for telephone fee and mobile phone fee）;
-Investment （T-bond, funds, insurance and securities purchase）;
-Loan （the granting and repayment4 of various loans including housing loan, auto5 loan and unsecured loan）;
-Handling credit card or personal check.
按人民银行统一规定，您在银行办理如下业务时须通过结算账户办理：
　　
－接受他人或单位的资金转入（如代发工资账户、接收他人或单位的汇款）
－给本人名下的其他账户转帐汇款（包括本人的活期储蓄账户和结算账户）
－对外转账/汇款（给他人或单位转账汇款）　　
－刷卡/消费（通过牡丹灵通卡/理财金账户卡刷卡消费或网上购物）
　　
－缴费（缴纳电话费、手机费等）
　　
－投资（购买国债、基金、保险，证券投资等）
－贷款（住房贷款、汽车贷款、信用贷款等多种贷款的发放和偿还）　　
－办理信用卡、个人支票

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1 unified 40b03ccf3c2da88cc503272d1de3441c     
(unify 的过去式和过去分词)； 统一的； 统一标准的； 一元化的
参考例句：
  • The teacher unified the answer of her pupil with hers. 老师核对了学生的答案。
  • The First Emperor of Qin unified China in 221 B.C. 秦始皇于公元前221年统一中国。
2 remittance zVzx1     
n.汇款，寄款，汇兑
参考例句：
  • Your last month's salary will be paid by remittance.最后一个月的薪水将通过汇寄的方式付给你。
  • A prompt remittance would be appreciated.速寄汇款不胜感激。
3 elite CqzxN     
n.精英阶层；实力集团；adj.杰出的，卓越的
参考例句：
  • The power elite inside the government is controlling foreign policy.政府内部的一群握有实权的精英控制着对外政策。
  • We have a political elite in this country.我们国家有一群政治精英。
4 repayment repayment     
n.偿还，偿还款；报酬
参考例句：
  • I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
  • The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。
5 auto ZOnyW     
n.(=automobile)(口语)汽车
参考例句：
  • Don't park your auto here.别把你的汽车停在这儿。
  • The auto industry has brought many people to Detroit.汽车工业把许多人吸引到了底特律。

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