小额信用消费贷款

时间：2007-04-07 01:50:58

（单词翻译:单击）

Petty consumer credit loans are consumer credit loans granted by the lender to borrowers with good credit standing¹ to facilitate normal consumption, labor² service and other fee payments.

The longest maturity³ of a petty consumer credit is one year.

The maximum borrowing limit of a petty consumer credit is temporarily set at RMB100,000.

To the interest rate for petty consumer credit loans, the interest rate for loans of the same grade set by the People's Bank of China applies. Upward fluctuation⁴ of the interest rate shall not surpass the range provided for by the PBC.

小额信用消费贷款是贷款人向资信良好的借款人发放的用于正常消费需求及劳务等费用支付的一种信用消费贷款业务。

小额信用消费贷款的最长期限为一年。

小额信用消费贷款的最高限额暂定为10万元人民币。

小额信用消费贷款执行中国人民银行规定的同档次利率。利率上浮不得超过中国人民银行规定的幅度。

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收听单词发音

1 standing
n.持续，地位；adj.永久的，不动的，直立的，不流动的
参考例句：
After the earthquake only a few houses were left standing.地震过后只有几幢房屋还立着。 They're standing out against any change in the law.他们坚决反对对法律做任何修改。

2 labor
n.劳动，努力，工作，劳工；分娩；vi.劳动，努力，苦干；vt.详细分析；麻烦
参考例句：
We are never late in satisfying him for his labor.我们从不延误付给他劳动报酬。 He was completely spent after two weeks of hard labor.艰苦劳动两周后，他已经疲惫不堪了。

3 maturity
n.成熟；完成；(支票、债券等)到期
参考例句：
These plants ought to reach maturity after five years.这些植物五年后就该长成了。 This is the period at which the body attains maturity.这是身体发育成熟的时期。

4 fluctuation
n.(物价的)波动，涨落；周期性变动；脉动
参考例句：
The erratic fluctuation of market prices are in consequence of unstable economy.经济波动致使市场物价忽起忽落。 Early and adequate drainage is essential if fluctuation occurs.有波动感时，应及早地充分引流。