Clerk: Good morning, can I help you?

Customer: Good morning.I'd like to deposit some money.

Clerk: Ok. Would you like to open a current account or fixed1
account?

Customer: USD 1,000 for current account, USD 5,000 for fixed account for
a year.

Clerk: Then cash account or exchange account?

Customer: Sorry, what you said is beyond me.

Clerk: An exchange account is an account opened with inward remittance2
from abroad, and a cash account is opened with foreign currency in cash.

Customer: Ok, I got it. Today, I'd like to deposit in cash.

Clerk: I recommend savings3 deposit account passbook4 and fixed savings
account passbook.You can deposit not only USD dollars, but also RMB,
GBP,Japanese Yen5 and others.Please fill in these forms please.

Customer: Ok.

Customer: Here you are.

Clerk: Your passport and money,please.

Customer: Ok.

Clerk: Thank you.

Clerk: Excuse me, do you want to register a code?

Customer: Yes, may I enter 4 digits6.

Clerk: Sorry, the code must be 6 digits.

Customer: ok.

Clerk: please repeat it, thank you.

After a while

Clerk: Sir,here is your deposit books and passport.

Customer: Thank you. May I ask you some questions?

Clerk: My pleasure.

Customer: Are there any stipulations for drawing from a deposit book?

Clerk: According to the regulaitons of the PBOC,for drawing cash from a
foreign exchange account of a foreigner, a commission of 0.3% is charged
on the amount of drawing.And if you draw more than USD$10,000 or
RMB50,000 or the same amount of other currencies at a time, you have to
show your passport or ID.

Customer: This is a one year time deposit. Do I have to come here for
renewal7 each it expires?

Clerk: No. If you do not come here at the expiration8 date, it'll be renewed
automatically together with the interest accrued9.

Customer: Thank you, I really appreciate your help.

Clerk: You're welcome.

单词和习惯用法：
fixed account: 定期
current account: 活期
cash account: 现钞
exchange account: 现汇
What you said is beyond me: 我不明白你的意思。
savings deposit account passbook: 活期一本通
fixed deposit account passbook: 定期一本通
register a code: 留密码
renewal: 转存
accrued: 所得的