homedebtor 身背巨额房贷的人

Recent homebuyers are becoming homedebtors at the same time. A homedebtor is a homeowner with an extremely large mortgage, particularly one that he or she is unlikely to ever pay off.

 

近些年不少人在买房的同时也背上了巨额房贷，成为了homedebtor。Homedebtor指的是房贷数额特别巨大的人，有的大到这辈子也难以还清。

 

In the end, millions of homedebtors will lose their homes, the homes they told everyone they "owned", the homes everyone told them would "be a great investment". 

 

最终，数百万身背巨额房贷的人将失去他们的房子，这个他们曾告知天下“属于自己的”房子，这个人人都说将是“非常好的投资”的房子。

 

These perpetual debtors/serfs will probably never own the home outright¹, thanks to cyclical refinancing (used to fund conspicuous² consumption) and property taxes. 

 

这些长期的债务人兼房奴将很可能永远无法完全拥有这个房子，因为炫耀性消费需要周期性的再融资来提供资金，也因为房产税的存在。

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