White collars need money guidance

时间：2007-02-05 01:05:27

（单词翻译:单击）


"White collar workers, who generally earn more than workers in general, are no more wiser than most people in managing their money." (File Photo)
 
Chinanews, Beijing, Feb. 4 – "To my surprise, white collar workers, who generally earn more than workers in general, are no more wiser than most people in managing their money," said Ruan Jingwen, vice1 general manager of the iResearch Consulting Firm, which has just finished an online survey with MSN's Chinese language website on white collars' spending habits.

 

The survey shows that 16% of the white collars spend all the monthly salary, with no money left to put by or invest. At the same time, 9.2% of the white collars do not make any plans for shopping. Rather, they spend whenever and wherever they want.

 

Of those white collars who do have a saving plan, 30% put their money in banks, and 36.4% buy insurance or other low-risk financial products. Few of them buy any stocks.

 

"I think they definitely need professionals' telling them how to manage their money properly," said Ruan.

 

In order to do the survey, iResearch and MSN collected 64,000 sets of questionnaire papers online. All the respondents are aged2 23 - 40 and have a stable job. They work at the office desk and make a monthly salary of over 3,000 yuan. They all have a college education background.

 

To these white collar workers, house rents are their biggest expenditure3 in a month. The survey shows that most white collars are interested in luxury goods and 23% of them like to have some. They prefer European cars to the less expensive Japanese cars and 73% regard overdraft4 as "common." More than 60% of the respondents buy things by credit cards. And people who do the survey say that it might be because of their fondness for expensive things that most white collars spend more than they can save.

 

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1 vice NU0zQ     
n.坏事；恶习；[pl.]台钳，老虎钳；adj.副的
参考例句：
  • He guarded himself against vice.他避免染上坏习惯。
  • They are sunk in the depth of vice.他们堕入了罪恶的深渊。
2 aged 6zWzdI     
adj.年老的，陈年的
参考例句：
  • He had put on weight and aged a little.他胖了，也老点了。
  • He is aged,but his memory is still good.他已年老，然而记忆力还好。
3 expenditure XPbzM     
n.(时间、劳力、金钱等)支出；使用，消耗
参考例句：
  • The entry of all expenditure is necessary.有必要把一切开支入账。
  • The monthly expenditure of our family is four hundred dollars altogether.我们一家的开销每月共计四百元。
4 overdraft 3m3z5T     
n.透支，透支额
参考例句：
  • Her bank warned that unless she repaid the overdraft she could face legal action.银行警告她如果不偿还透支钱款，她将面临诉讼。
  • An overdraft results when a note discounted at a bank is not met when due.银行贴现的支票到期而未能支付就成为透支。

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