Wage-earners keen on making financial management

时间：2007-04-09 02:22:34

（单词翻译:单击）

Chinanews, Beijing, Apr. 9 – 2007 might be considered as an “investment year for the Chinese public.” When most people used to queue for a house, in 2007, they shift to banks and other places eager to buy funds, stocks, finance management products or insurance products, the Legal Evening News reported.

 

Recently, the Finance Research Institute under the State Development and Reform Commission and the Beijing Liaowang Investment Consulting Co., Ltd jointly1 issued the "Survey Report on Chinese Finance Management Products Buyers in 2007". In order to make this report, the two institutions issued 50,000 questionnaires and retrieved2 2,217. The survey took 5 months to finish. It can be regarded as the most authoritative3 and most comprehensive survey report on Chinese investors4 so far.

 

The report shows that in terms of age, 80% of finance product buyers are people over the age of 30. The number of buyers who were born after the 1980s increase considerably5, while people who are above the age of 60 also account for 10% of the total number of investors.

 

The report also shows that 85% of investors work in fields that are unrelated with finance industry, while people who do work in financial sector6 account for only 14.5% of the total buyers. This shows that finance management has “entered into a grassroots level”, according to an expert from the Finance Research Institute under the State Development and Reform Commission.

 

The report shows that most investors fall into a group whose annual disposable family income is around 100,000 yuan. Wage-earners are the main buyers of financial management products. Information shows that people with a disposable income of less than 50,000 yuan and people with a disposable family income of 50,000-100,000 yuan account for 31.6% and 39.4% of the total number of buyers, respectively, and people with a family income of 100,000-200,000 yuan account for 18.3% of the buyers. According to economists7, this indicates that financial management products have become popular products among the Chinese public, with wage-earners being the main buyers group of these products.

 

When asked why they buy these products, 54% of the respondents say they want to “retain or increase the value of their assets”, 24% of the people buy them for “their pension plan”, and 10% of them buy them to “meet their children’s educational expenses”. Also, a small portion of people say they buy financial management products to pay for their medical expenses, to buy a car or a house.

 
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1 jointly jp9zvS     
ad.联合地，共同地
参考例句：
  • Tenants are jointly and severally liable for payment of the rent. 租金由承租人共同且分别承担。
  • She owns the house jointly with her husband. 她和丈夫共同拥有这所房子。
2 retrieved 1f81ff822b0877397035890c32e35843     
v.取回( retrieve的过去式和过去分词 )；恢复；寻回；检索（储存的信息）
参考例句：
  • Yesterday I retrieved the bag I left in the train. 昨天我取回了遗留在火车上的包。 来自《简明英汉词典》
  • He reached over and retrieved his jacket from the back seat. 他伸手从后座上取回了自己的夹克。 来自辞典例句
3 authoritative 6O3yU     
adj.有权威的，可相信的；命令式的；官方的
参考例句：
  • David speaks in an authoritative tone.大卫以命令的口吻说话。
  • Her smile was warm but authoritative.她的笑容很和蔼，同时又透着威严。
4 investors dffc64354445b947454450e472276b99     
n.投资者，出资者( investor的名词复数 )
参考例句：
  • a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
  • a cash bonanza for investors 投资者的赚钱机会
5 considerably 0YWyQ     
adv.极大地；相当大地；在很大程度上
参考例句：
  • The economic situation has changed considerably.经济形势已发生了相当大的变化。
  • The gap has narrowed considerably.分歧大大缩小了。
6 sector yjczYn     
n.部门，部分；防御地段，防区；扇形
参考例句：
  • The export sector will aid the economic recovery. 出口产业将促进经济复苏。
  • The enemy have attacked the British sector.敌人已进攻英国防区。
7 economists 2ba0a36f92d9c37ef31cc751bca1a748     
n.经济学家，经济专家( economist的名词复数 )
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  • The sudden rise in share prices has confounded economists. 股价的突然上涨使经济学家大惑不解。
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